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Avon Group
In this Group: Ludimin , Leonida Dela, Josephine , Rossana
Ludmin is the featured borrower of Avon's group. She got together with the other group members to get a loan from Kiva's partner Al Majmoua. The group members are friends since they came to work in Lebanon and they trust and care for each other.

Ludimin is a 31-year-old divorced woman. She is the mother of one child and has been working as a housekeeper and in beauty cosmetics sales in Lebanon to provide her son with the best education ever. Ludimin is the second from the right. She will invest the loan she applied for in increasing her beauty cosmetics stocks with specially released spring and summer collections. She hopes to increase her income and make sure that her son will have the education that she is sacrificing her life to provide him with.

Leonida Dela is a 47-year-old married woman who works as a housekeeper and sells mobile phones prepaid cards for additional income. Leonida Dela is the first one from the right. Through this loan she will increase her stock of prepaid cards to make sure that she will always be capable of transferring money to her family in the Philippines.

Josephine is a 40-year-old single woman who works as a housekeeper to provide her family in the Philippines with the best living. The applied for loan will be sent to her family because she wants to make sure they are getting everything they need. She is trying to start and additional business of her own. She is the second from the left.

Rossana is a 45-year-old divorced woman who works as housekeeper to provide her family back in the Philippines with the best living ever. The applied for loan will be sent to her family in order to make sure they are getting what they need.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 92
    View loans »
    Lebanon Loans Fundraising
  • $16,118,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Avon Group's $1,500 loan helped a member to increase her beauty cosmetics stocks with special products released for spring and summer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 18, 2013
Currency Exchange Loss:
Aug 17, 2013