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Ms. Mumtaz is a 24-year-old married woman and works from home as a tailor. She has been in this line of work for six years now and is proud to be contributing to her household income. When she was not earning, her family went through a severe financial crisis that compelled her to use her stitching skills in a productive manner. Her husband was the sole breadwinner of the family, and due to limited resources none of their children were sent to school. Mumtaz felt it obligatory to change her family’s living standards and started working from home.

Mumtaz is a brave woman and her hard work helped her establish a good client list, but she was having difficulty in fulfilling large orders. That’s then she decided to borrow from Kashf. She has requested a loan for 25,000 PKR, which will be used to purchase a new sewing machine and some spools of thread in various colors.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 160
    View loans »
    Pakistan Loans Fundraising
  • $13,278,425
    Funds lent in using Kiva
  • 98.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Mumtaz to purchase a new sewing machine and spools of thread in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Apr 1, 2013
Currency Exchange Loss:
Mar 21, 2014