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Sophal's Group
In this Group: Sophal, Som, Heourn, Sean
Residing in Pursat Province, Sophal is 33 years old and married. She has two children who are students in a local state school. She manages one and half hectares of rice farmland while her husband works as a police officer. She has worked in her current business for 22 years, and it has returned her about 17,400 KHE per day. Sophal is a four-time borrower with VisionFund (Kiva’s partner). She is pleased with her past loan, which has afforded her the opportunity to cover her daily cost of living and especially decent food for her kids. She also managed to repay her past loan. Now she is in a group of two to apply for a new loan. The total of her group loan is 5,400,000 KHR. As a group leader, she will use her loan portion to renovate her house. She hopes to own a proper house for her family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 3,990.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophal's Group's $1,375 loan helped a member to renovate her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Mar 20, 2013
Currency Exchange Loss:
Mar 17, 2014