Yosia is a 50-year-old married man with six children living in Kasese, Uganda. For twenty-three years, he has been selling sodas, and the proceeds have made it possible for him to invest in a fish business. Good father that he is, he dreams of educating his children to attain degrees, as minimum qualifications, and of building a good residential house. Price fluctuations and inadequate food preservation equipment are his major challenges, while his dream is to own a depot. Yosia intends to use the loan to pay school fees for his children.