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Nork's Group
In this Group: Nork, Horn
Nork is 33 years old and married with two children, all of whom are still in school. She and her family live in a village of the Sangke district of Battambang province. To make a living, she and her husband have been farming rice on three hectare of farmland for almost 10 years, earning about 40,000 KHR per day.

Nork is the second cycled client while her group member is the fourth cycled client with Kiva’s partner, VisionFund. She has successfully used past loans to improve her family’s livelihood. Now she is leading her group to apply for a loan with VisionFund. She will use her portion to buy fertilizers and pesticides for her farmland. With this loan, she hopes to grow her crops better and produce higher yields in order for her to increase her family’s income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 330
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • 3,990.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nork's Group's $650 loan helped a member to buy fertilizers and pesticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Mar 20, 2013
Currency Exchange Loss:
Mar 17, 2014