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Sot's Group
In this Group: Sot, Sat, Channa, Vitt
Sot, 42, lives with her husband in a village of Battambang province’s Moung Russey district, Cambodia. She has ten children, one of whom is still in school. To make a living, she and her husband have been farming rice and catching fish for ten years. She is able to earn about 23,000 KHR per day.

Sot has been with Kiva’s partner, VisionFund, for five loan cycles. She has completely repaid the previous loans. With her past loans from VisionFund, she has managed to improve her livelihood. She is now leading her group of four members, to request another loan. Sot will use her portion of the loan to buy fertilizer and rice seeds for her rice paddy, and to plow the paddy field. She hopes to get a high yield from her rice business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 256
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sot's Group's $1,325 loan helped a member to buy fertilizer and rice seeds for her rice paddy, and to plow the paddy field.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Mar 20, 2013
Currency Exchange Loss:
Feb 19, 2014