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Roza is a 61-year-old widow. Her son and granddaughter live with her. For the last 15 years, Roza has been working in animal husbandry and growing crops, having started this business with a sum of 15,000 Kyrgyzstan Som (KGS). Thanks to her hard work, her farm now includes 4 head of cattle and 13 sheep, and the monthly income from the sale of milk, dairy products, and cattle is 10,000 Som. In addition, she also plants potatoes every year and grows grains on a 5.31 hectare plot of land. For the purpose of developing her business, Roza has approached Bai Tushum & Partners for a loan of 65,000 Som to purchase cattle for fattening and re-sale. She plans to use the income generated by this loan to further increase the number of domestic cattle she has.
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Розе 61 год, вдова. С Розой проживает сын и внучка. Роза на протяжении 15 лет занимается полеводством и животноводством, начав этот бизнес с суммы в 15,000 сом (KGS). Благодаря упорному труду Розы в ее хозяйстве на сегодняшний день имеется 4 голов КРС и 13 овец, продажа молока и молочных продуктов и перепродажа скота составляет 10,000 сом в месяц. Дополнительно Роза ежегодно сажает картофель, сеют зерновые культуры на 5,31 га земли. В целях дальнейшего развития своего бизнеса, Роза обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 65,000 сом (KGS) на покупку скота для откорма и перепродажи. Доходы от кредита Роза планирует вложить в дальнейшее увеличение домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,750,525
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,375 helped Roza to purchase more cattle.
98% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 17, 2013
Currency Exchange Loss:
Apr 16, 2014