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Nheok is a resident living in Kompong Speu province. She is married with two grown-up children; her daughter works in a handbag factory in the province, earning a payment of USD $90 monthly, and her son is employed as a driver for a private company to financially support the family. However, Nheok doesn’t rely on her children’s income. Together with her husband, she is involved in land cultivation. She particularly grows and harvests rice to serve her family as food and to sell in the market.

Now Nheok needs some financial support to buy a motorcycle to satisfy their transportation needs, especially for her children commuting to work every day. This will enable her family to cut down unnecessary expenses and instead, they can save more for improving their family’s living conditions. In the future, Nheok plans to expand her business activities, purchase farm machinery and make her business more profitable.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 55
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Nheok to buy a motorcycle to satisfy her family's transportation needs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Mar 16, 2013
Currency Exchange Loss:
Feb 19, 2014