Nheok is a resident living in Kompong Speu province. She is married with two grown-up children; her daughter works in a handbag factory in the province, earning a payment of USD $90 monthly, and her son is employed as a driver for a private company to financially support the family. However, Nheok doesn’t rely on her children’s income. Together with her husband, she is involved in land cultivation. She particularly grows and harvests rice to serve her family as food and to sell in the market.
Now Nheok needs some financial support to buy a motorcycle to satisfy their transportation needs, especially for her children commuting to work every day. This will enable her family to cut down unnecessary expenses and instead, they can save more for improving their family’s living conditions. In the future, Nheok plans to expand her business activities, purchase farm machinery and make her business more profitable.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.