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Más Que Vencedoras  (Azoguez) Group
In this Group: Flor Margarita, Ana Lucia, Hilda Magali, Pilar Del Rocio*, María Rosa Piedad, Wiliam Fabian, Lourdes Esthela, Laura Susana, María Azucena, Carla Fernanda, Martha Yolanda
* not pictured
The community bank “Más que Vencedoras” (More than winning) is comprised of 10 women and 1 man that live in the city of Azogues. This city has colonial architecture and a special feature of the city is that it is located in a sloping land. At the highest point is the Cathedral that is very admired. The residents are nice, gentile, and have a kind heart like the members of the group. The members are hard working women that work hard everyday to improve the stability of their income and get their families ahead.

One of the members of the group is Lourdes. She is using her first loan in the community bank of “Más que Vencedoras” (More than winning) to which she was invited by a friend.

She is 27-years-old, is married, and has a 2-year-old son. Her husband is a tailor. They do not have their own home they are leasing.

Lourdes dedicates herself to the chores of the home and to raising her son. Also, in her home she has a small seamstress shop. For a year she has been working from Monday to Saturdays without a fixed schedule. In this time she makes and arranges all kinds of clothing.

Her loan will be invested in the purchase of fabric, thread, and lubricant for her sewing machine.

Her goal is to have her own home.
View original language description ↓
El banco comunal Más que Vencedoras está formado por 10 mujeres y 1 hombre que viven en la ciudad de Azogues, esta ciudad goza de una arquitectura colonial y lo especial de esta ciudad es que ese encuentra asentada de forma inclinada, en lo más alto esta su Catedral que es muy admirada. Su gente es amable, gentil y de un corazón cordial como las socias quienes son mujeres trabajadoras que luchan día a día para mejorar su estabilidad económica y sacar adelante a sus familias.

Una de las socias de este grupo es la Señora. Lourdes, se encuentra realizando su primer crédito en el banco comunal Más que Vencedoras al cual fue invitada por una amiga.

Ella tiene 27 años, es casada y ha concebido un hijo de 2 años de edad. Su esposo es de profesión sastre, no tienen casa propia por lo que viven arrendando.

La Señora Lourdes se dedica a los quehaceres de su hogar y al cuidado de su hijo, también tiene en su casa en un pequeño taller de costura desde hace un año, trabaja de lunes a sábados sin un horario fijo, confecciona y arregla todo tipo de ropa.

Su crédito lo va a invertir en la compra de telas, hilos y lubricante para sus máquinas de coser.

Su meta es tener una casa propia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Más Que Vencedoras (Azoguez) Group's $6,675 loan helped a member to purchase fabric, thread, and lubricant for her sewing machine.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 27, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013