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Corazón De Jesús  (Cuenca) Group
In this Group: Ana María, María Evangelina, María Rosario, Martha Verónica, Margarita Dorinda, Jessica Lorena, Rosa Avelina, María Gerardina, Josefina, Manuel Marcelo, Sandra Maricela, Ana Cristina, Carmen Lucia
The communal bank Corazón de Jesús (Heart of Jesus) is made up of 13 members, 12 women and one man. They work every day in different jobs that are the source of income for their homes. They are of noble heart, charismatic, and they still maintain the culture and traditions of their parents. They live in Valle Parish in Cuenca. This place grows economically day after day thanks to the work of its people. The main economic activity is agriculture, raising animals, and trade, as well as the remittances that some receive from their families abroad.

One member of this group is Sandra. She is 23, married, and has two children. Her first child is six years old and is studying at a school in the city. Her second child stays at home, since he is two. Her husband works as a private employee. They do not have their own home, so they live with her in-laws, sharing household expenses. Sandra cares for the home and has fixed employment. She works in a place where they make drop ceilings. She works Monday through Friday from eight in the morning until five in the afternoon. She wants to work raising animals in her free time. She will use her loan to buy a young cow and construction materials for continue building her house. Her goal is to finish her house.

The small photo is of two members who couldn't be there when the group photo was taken.
View original language description ↓
El banco comunal Corazón de Jesús está formado por 12 socias y 1 socio quienes laboran a diario en diferentes actividades económicas que son la fuente de ingresos para sus hogares, son de un corazón noble, carismático y aun mantienen viva su cultura y tradiciones de sus padres. Viven por la parroquia del Valle en Cuenca, este lugar día a día va cree económicamente gracias al trabajo de su población, su principal actividad económica es la agricultura, la crianza de animales y comercio, también por las remesas que algunos reciben de sus familiares del extranjero.

Una de las socias de este grupo es la Señora. Sandra tiene 23 años, es casada y en su unión conyugal ha concebido dos hijos, su primer hijo tiene 6 años y está estudiando en una escuelita de la ciudad, su segundo hijo pasa en casa ya que tiene 2 años de edad. Su esposo labora como empleado privado, no tienen casa propia por lo que vive en casa de sus suegros compartiendo los gastos de la casa.

Doña Sandra se dedica a las tareas de su casa y a la vez tiene un trabajo fijo, trabaja en un lugar donde elaboran de cielos rasos, labora de lunes a viernes desde las 8 de la mañana hasta las 5 de la tarde. En el tiempo que tiene libre desea dedicarse crianza de animales.

Su crédito lo va a invertir en la compra de un becerro y material de construcción para seguir construyendo su casa.

Su meta es de terminar su casa.

La foto pequeña es de dos socias que no pudieron estar presentes cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Corazón De Jesús (Cuenca) Group's $6,800 loan helped a member to buy a young cow and construction materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 26, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013