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Marleny
Marleny is a 38 year old woman. She lives in the city of Nazca with her 4 children, whom she loves and who are her main reason for living. She is a kind, hardworking and enthusiastic person who puts all of her work into getting her family ahead, since she has to be both mother and father to her children. Unfortunately, due to a lack of resources and out of a need to work when she was very young, Marleny was unable to go to college. In her free time, she likes to watch television and sometimes cook a delicious Frejoles con Seco to share with her family.

On her own initiative, with much hard work and dedication, Marleny works at her own business selling food and snow cones. She sells delicious traditional food from her city and refreshing snow cones with different flavors to her customers. Marleny works every day for approximately 10 hours and she thinks it is going well for her because she is a good cook and because she is friendly to her customers.

Marleny is grateful to the Kiva lenders, since thanks to their help she can buy tables, chairs and a canopy for her business. This way,Marleny will offer a better service to her customers and she will continue to work and strive to make her dream come true of having a great restaurant.
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Marleny es una mujer de 38 años, vive en la ciudad de Nazca con sus 4 hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia, ya que ella es padre y madre para sus hijos; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Marleny no pudo estudiar una carrera profesional, en sus ratos libres le gusta ver televisión y en algunas ocasiones cocina unos riquísimos Frejoles con Seco para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Marleny trabaja en su pequeño negocio de venta de comida y raspadillas, ella vende deliciosos platos típicos de su ciudad y refrescantes raspadillas de distintos sabores a sus clientes, Marleny trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buena sazón y por el trato amable que brinda a sus clientes.
Marleny se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mesas, sillas y un toldo para implementar en su negocio, de esta manera Marleny brindará un mejor servicio a sus clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener un gran restaurante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $54,533,225
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD