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Richard Alberto
Richard is a 26 year old man. He is single and lives in the city of Nazca. He is a very friendly, hardworking and enthusiastic person. He is very ambitious. Unfortunately, however, due to a lack of economic resources, and as he had to work from a very young age, Richard was not able to pursue professional studies in Civil Engineering.

In his free time he likes to listen to music and sometimes he cooks a delicious “Lomo Saltado”, a meat stir-fry, to share with his family.

On his own initiative, and with a lot of determination and dedication, Richard works in the construction sector. He works as a master builder. He works every day for approximately 10 hours. He enjoys his work and thinks that it is going well for him as the finish he puts on his jobs is always very good.

Richard is very grateful to the Kiva lenders as thanks to their help he will be able to buy work tools and equipment, such as beams, buckets, etc. In this way, he can carry out his work well. This will enable him to continue working and persevering to achieve his dream, which his to have his own home and gradually get ahead in life.
View original language description ↓
Richard es un hombre de 26 años, es soltero, vive en la ciudad de Nazca, él es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Richard no pudo estudiar la carrera profesional de Ingeniería Civil, en sus ratos libres le gusta escuchar música y en algunas ocasiones cocina un riquísimo Lomo Saltado para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Richard se dedica al rubro de la construcción, él trabaja como maestro constructor, trabaja todos los días y puede hacerlo por un aproximado de 10 horas, él se siente a gusto realizando su labor y cree que le va bien por los buenos acabados que les da sus obras.
Richard se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de herramientas de trabajo, como maderas, cubos y otros, de esta manera podrá desarrollar adecuadamente sus obras, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia y poco a poco desea salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,600,625
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD