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María is 55 years old. She is divorced and at the moment is living on her own.

She is hoping to buy laying hens with this loan. She plans to buy these hens in order to sell the eggs to local people and in some grocery stores. In this way she can earn a better income, improve her quality of life and achieve economic stability.

This is her first loan from FUDECOSUR. She has not taken out a loan with a government bank before. However, FUDECOSUR has offered her this loan with better facilities and at a lower interest rate.
View original language description ↓
María, tiene la edad de 55 años, está divorciada, vive sola actualmente. Ella con el crédito pretende comprar gallinas ponedoras. Ella tiene pensado comprar estas gallinas con el anhelo de vender huevos a los vecinos y en algunas pulperías, para obtener buenas ganancias y una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 9
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Maria to buy laying hens.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Mar 16, 2013
Currency Exchange Loss:
Nov 29, 2014