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Delicias Del Valle Group
In this Group: Maria Jose , Antonia Del Carmen , Yeri Juniett
This group is made up of three enterprising and successful members. One of them is María José. She is 28 years old, single and has been selling Avon cosmetics for 6 months. Previously, she worked in the free trade zone as a laborer. She will invest the loan in buying cosmetics such as body cream, facial cream, hand cream, lotions, women's perfume, men's cologne, eye liners, lipsticks, shampoo, etc. Antonia is 45 years old and she sells used clothing, and Yeri is 26 and sells natural drinks and pastries.
View original language description ↓
Grupo formado por tres socias emprendedoras de éxitos una de ellas es María José tiene 28 años de edad, soltera hace 6 meses vende cosméticos de la Avon, anteriormente era trabajadora de la zona franca como operaria, el crédito lo invertirá en la compra de cosméticos como crema para el cuerpo, crema para la facial, crema para las manos, lociones, perfumen de dama, perfume de varón, desodorantes, delineadores, pinturas de uñas, pinturas de labios, champo etc. Antonia tiene 45 años de edad y vende ropa usada y Yeri tiene 26 años de edad y vende refrescos naturales y repostería.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Delicias Del Valle Group's $700 loan helped a member to invest in buying cosmetics such as body creams, facial creams, hand creams, lotions, women's perfumes, men's cologne, deodorants, eyeliners, nail polish, lipsticks, shampoo, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Apr 1, 2013
Currency Exchange Loss:
Sep 27, 2013