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Xavier Reinaldo
Xavier is 22 years old, single, and has no children. He lives with his mother in the city of Chimbo in Bolivar province.

Xavier is a taxi driver. He is requesting a loan to buy a television.

With the help of the loan he will be able to buy this household necessity and improve their standard of living. He will make the purchase in the city of Chimbo.

His dream is to have his own vehicle. The challenge he faces is being able to be independent. In his free time he likes studying, and informing himself by following the news from all over the world.
View original language description ↓
XAVIER tiene 22 años de edad es soltero no tiene hijos, vive con la madre en la ciudad de Chimbo provincia de Bolívar.

XAVIER es chofer en un taxi. Solicita el crédito para comprar un televisor.

Con la ayuda del crédito podrá comprar lo necesario para el hogar y mejorar el estilo de vida. La compra la realizará en la ciudad de Chimbo.

El sueño es tener un vehículo propio. Los desafíos a los que se enfrenta es poder ser independiente. En el tiempo libre le gusta estudir, informarce por medio de noticias del mundo entero.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Xavier Reinaldo to buy a television.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Mar 15, 2013
Currency Exchange Loss:
Apr 18, 2013