Clara is 44 years old and has two children, ages 15 and 17. She makes a livings selling a variety of quilts, sheets, blankets and other articles at distinct offices and homes on credit. This is her first loan with this institution, and Clara plans to use it to purchase a variety of quilts at wholesale because they are in high demand this time of year and she wants to stock her business. Her reason to request the loan is that some orders have been placed and she doesn't have the necessary capital for the products. Clara faces challenges with her business, such as competition and high seasonal demand, and plans to use the profits to continue increasing her merchandise and her sales.
La Señora Clara tiene 44 tiene dos hijos de las edades de 15 y 17 años, ella se dedica a la venta de variedad de edredones, sabanas, frazadas y otros artículos, ella ofrece sus productos a distintas oficinas, domicilios a crédito, este préstamo es su primera secuencia dentro de la institución, La Señora Clara va a usar este préstamo para la compra de variedad de edredones por mayor ya que esta época tiene mucha demanda y ella desea surtir su negocio, su razón para solicitar este préstamo es que le hicieron algunos pedidos y no contaba con el capital necesario para de sus productos, La Señora Clara enfrenta retos en su negocio que son la competencia y la alta demanda por la época y va a utilizar los beneficios en aumentar su mercadería y por ende sus ventas.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.