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Laura Jimena
Laura Jimena is 23 years old and single, and she has a son. She lives with her parents and her son in Chimbo, province of Bolívar.

Laura Jimena buys and sells dry grains. She requests the loan in order to purchase coarse corn grains and sell them as seeds to farmers.

With the help of this loan she'll be able to buy the grains and sell them at good prices. She'll make her purchases in Chimbo.

The challenge she faces is the competition. She enjoys spending her free time with her family.
View original language description ↓
LAURA JIMENA tiene 23 años de edad es soltera tiene un hijo, vive con los padres y con el hijo en Chimbo Provincia de Bolívar.

LAURA JIMENA se dedica a la compra y venta de grano seco. Solicita el crédito para poder comprar grano gruezo de maíz y vender para semilla a los agricultores.

Con la ayuda del crédito podrá compra el grano y vender aún buen precio, Las compras las realizará en Chimbo.
El sueño es siempre contar con capital de trabajo suficiente.

Los desafíos a los que se enfrenta es la competencia. En el tiempo libre le gusta compartir con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Laura Jimena to purchase coarse corn grains for selling to farmers as seeds.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2013
Listed
Mar 14, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014