Juana is a 45-year-old married mother of two children. Although her husband works, she decided that she didn't only want to be a housewife, so she set up a parking lot at her home where customers pay to park their cars. This home has a badly damaged roof, and a bad floor as well, and Juana says that with these damages she is unable to provide a good service to her customers and needs to make improvements on the home. Juana is a responsible woman who loves her job and wants the best for her customers. She already has worked with this foundation and has demonstrated responsibility with making her payments on time. Her dream is for her children to become professionals. She is requesting the loan to replace her roof, buying zinc sheets, iron, cement, sand, lime, beams and other materials.
Juana de 45 años, casada, madre de dos hijos, aunque su esposo trabaja ella decidió no solamente dedicarse a ser ama de casa, por lo tanto en su casa tiene un parqueo de vehículos el cual tiene clientes que pagan por usar ese parqueo, este está ubicado en su casa de habitación la cual tiene el techo muy dañado, el piso entre otras, ella alega que con estos daños no puede dar un buen servicio a sus clientes y necesita hacerle unas mejores a su casa, ella es una mujer responsable que ama su trabajo y por lo tanto quiere lo mejor para sus clientes. Juana ya ha trabajado con fundación lo cual ha demostrado su responsabilidad de pago en tiempo y forma, Los sueños de esta mujer es terminar y ver formados a sus hijos en profesionales, solicita este crédito para poder cambiar el techo de la vivienda, comprar (zinc, hierro,cemento, arena, cal,perlines, entre otros materiales).
Fundación Leon 2000
This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.