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Sheqer is 53 years old and married. He is the father of four. Sheqer lives in the southern part of Kosovo in a minority community. To earn a living, he works as a woodcutter in his area. The family's current main source of income comes from him. His wife is a housewife taking care of the children. Their house has not had any repairs or renovations in the last several years. Every winter it costs a lot of money to buy coal to keep the house warm.

Sheqer’s family always feels cold and gets sick in the winter. Sheqer requested a loan in order to do general renovation of the house. He needs to change the roof and to renovate the toilet. The loan will help him to improve conditions for his family. He is hoping to give a better life and education to his children in the future. He is very grateful to all Kiva lenders!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 10
    View loans »
    Kosovo Loans Fundraising
  • $1,805,475
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,950 helped Sheqer to change his roof and renovate the toilet.
99% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Mar 16, 2013
Currency Exchange Loss:
Jul 1, 2015