Sharafat is 53 years old and has three sons. He is a very passionate and energetic person in everyday life. Sharafat is always inspired by his sons and has big dreams for his sons - that they will be educated and become good members of society.
Sharafat grows vegetables and fruits. He takes them to the central bazaar to sell for profits. Sharafat and his wife have been doing this for fifteen years. He loves his job, because he considers agricultural activity to be a contribution to society. In Azerbaijan, fruit is served as dessert and vegetables are used in daily meals.
He has already taken a loan from Aqroinvest once and has a good loan history. This time he has applied for a loan of 1,800 AZN. Sharafat wants to grow more vegetables and fruit when the climate gets warmer after winter, and there is upcoming demand for these products in summer.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.