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Ms. Zeenat is a 41-year-old married woman and a mother of seven children. For about three years she has been doing hand embroidery. She makes beautiful patterns for the people of her community. Her designs are much in demand and she is major contributor in her house expenses. Her husband is a laborer and his income alone is not sufficient to meet the needs of the family members.

Ms. Zeenat has gradually improved her business with the support of Kashf Foundation, and currently she has requested a loan of Rs. 25,000 to purchase more spools of thread and packs of pearls and sequins for its embellishment. She is in her 3rd loan cycle with a good repayment history. She dreams to provide a good future for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 335
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 97.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Zeenat to purchase more spools of thread and packs of pearls and sequins for embellishment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Apr 1, 2013
Currency Exchange Loss:
Mar 21, 2014