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Ms Naseem is a 43-year-old married woman. She is a vigorous lady and, for the past three years, has been running a clothing business. She buys clothes made of different fabrics in various colors and designs from a wholesale market, and sells them to people in her community. She has a varied customer base and is able to earn enough money through her business to support herself. Naseem is requesting a loan for Rs. 35,000 from the Kashf Foundation to buy more clothing so she can attract new customers and expand her inventory. She is in her 4th loan cycle and has a good repayment history. She expects this loan to boost her earnings and plans to spend part of profits to improve the lives of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 270
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 97.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Naseem to buy a wide variety of clothing to sell to her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Apr 1, 2013
Currency Exchange Loss:
Apr 16, 2014