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Gulsara is 45 years old, married, and has 4 children, the youngest of whom is still in school, the oldest are living independently. For many years Gulsara has been engaged in tabacco trade. Since 1987, she has been working in the field of animal husbandry, having started her business with a sum of only 5,000 Kyrgyzstan Som (KGS). Thanks to her hard work, her farm is now very developed and brings in a monthly income of around 8,000 Som. She also makes traditional accessories for brides.

For the purpose of further developing her business, Gulsara has approached Bai Tushum & Partners for a loan of 65,000 Som to buy 15 sheep. She plans to use the income generated by this loan for the future expansion of her farm and to host her son's wedding.
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Гулсаре 45 лет, замужем, имеет 4 детей. только младший сын учится в школе, старшие дети живут самостоятельно. Гулсара в течении многих лет занимается табачницей, Гулсара с 1987 года занимается животноводством, начав этот бизнес со стартовой суммы в 5,000 KGS. Благодаря упорному труду Гулсары, в ее хозяйстве на сегодняшний день очень развитое ежемесячная прибыль составляет около 8,000 сом (KGS) По мимо этого Гульсара занимается изготовлением национальных принадлежностей для невест.

В целях дальнейшего развития своего бизнеса, Гулсара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 65,000 сом (KGS) на покупку 15 овец. Доходы от кредита Гулсара планирует вложить в дальнейшее увеличение хозяйства и на свадьбу сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,317,750
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Gulsara to purchase 15 sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 18, 2013
Currency Exchange Loss:
Sep 17, 2014