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Gulmira is 41 years old, married and is raising 3 children. She is the main source of income for her family. Since 1995, she has worked with livestock, having started her business with 10,000 KGS. Today, her business is very fruitful and has a lot of potential. With her income, she was able to buy a home for her family. With the goal of further growth, Gulmira has turned to Bai Tushum and Partners for a loan of 100,000 KGS to buy high-quality apple tree seedlings. The income the loan provides will be used to expand the business.
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Гульмире 41 год, замужем, воспитывает 3 детей. Гульмира в качестве основного дохода для своей семьи, с 1995 года занимается животноводством и садоводством, начав этот бизнес с суммы в 10,000 сом (KGS). На сегодняшний день хозяйство Гульмиры очень развитое и и имеет хороший потенциал. На доходы от бизнеса Гульмира смогла купить дом для семьи. В целях дальнейшего развития своего бизнеса, Гульмира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку саженцев элитных сортов яблок и удобрения. Доходы от кредита Гульмира планирует вложить в дальнейшее увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Gulmira to purchase healthy young apple tree seedlings and fetilizers for them.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 16, 2013
Currency Exchange Loss:
Dec 17, 2013