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Rustam lives in the Shahrinav region. He is married to a homemaker and has 3 children who are in school. He works growing crops, but now wants to start a new business. He is interested in getting into animal husbandry as this is a profitable field that does not require a lot of effort. Moreover, Rustam has a barn on his property and the surrounding area is very conducive to raising cattle. For this reason, having made his decision, he is now seeking a loan so he can buy and sell cattle. In the future, he plans to use the income generated by this loan to renovate his barn.
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Рустам житель района Шахринав. Ему 48 лет. У него жена и трое детей. Жена Рустама домохозяйка, а дети учатся в школе. Рустам занимается выращиванием овощей. Однако сейчас он хочет начать новый бизнес. Его интересует животноводческая деятельность, так как это прибыльное дело и не требует больших усилий. К тому же у Рустама во дворе есть сарай для скота и в местности, где он живет очень хорошие условия для содержания скота. Поэтому Рустам, приняв решение обратился за кредитом. Он берет кредит для купли и продажи крупно-рогатого скота. В дальнейшим за счет прибыли он планирует сделать ремонт в сарае для скота.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 187
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rustam to buy and sell cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 16, 2013
Currency Exchange Loss:
Dec 17, 2013