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Year, aged 77, is a widowed woman and lives together with her children from Baray district, Kompong Tom province. She works in the agricultural business and also sells Khmer natural medicine to people around the province. She normally buys her medicines from a local supplier and retails in all of the surrounding areas for extra profit. Her time working in this type of business has given her good experience and she is able to generate approximately KHR 30,000 per day.

Year strives to work hard to cover her living costs and hopes to attain a better quality of life. She would like to increase a large volume of sale by adding more supplies of natural medicines to satisfy her clients. That is why she is requesting a loan in the amount of KHR 2,500,000 from Kiva lenders. She is confident she will repay her debt, and at the same time, she might give her family a good living status. She is very thankful to all kind lenders.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 278
    View loans »
    Cambodia Loans Fundraising
  • $37,541,925
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Year to buy supplies of natural medicines to satisfy her clients.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 16, 2013
Currency Exchange Loss:
Nov 19, 2013