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Nurmehamed is a very good teacher. He works at the school in his village, he has 30 years experience and he loves children. His small salary notwithstanding, Nurmehamed works and teaches his pupils; he is a hard-working man. He spends his mornings at the school and in the afternoon he raises livestock. He has a few sheep. Because of his good location in the village, he decided to raise livestock and earn extra money on which to live. Nurmehamed has already been raising sheep for a few years. With this extra work, he is building a house and kitchen on his plot of land. The money from his livestock business helps him with his building work. As Nurmehamed says himself, "not all at once, but little by little the sale of each sheep helps the building project and I hope that soon I can finish the bedroom and kitchen for my wife." At the moment, Nurmehamed needs extra money. He wants to buy small lambs and feed for them. With this goal in mind, he has turned to Arvand and he hopes that he will find support and the resolution to his problems.
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Нурмехамед очень хороший учитель. Он работает в школе своего кишлака. Имеет 30 летный опыт. Он очень любит детей. Несмотря на маленький доход учителя, работает и преподает ученикам. Нурмехамед трудолюбивый человек. До обеда идёт в школу, а после занимается скотоводством. У него несколько барашек. Из-за хорошего расположения кишлака и местности он решил заняться скотоводством и получить дополнительный доход для проживания. Вот уже несколько лет Нурмехамед разводит овец. Своим дополнительным заработком строит жилищное помещение и кухню в своём участке земли. Доход от скота ему помогает в его строительстве. Как говорит Нурмехамед – «хоть и не сразу, но потихоньку от каждой продажи овец трачу на строительство и надеюсь в скором времени смогу достроить комнату и кухню для жены».
На данный момент Нурмехамед нуждается в дополнительных деньгах. Он хочет закупить маленьких барашек и корм для них. С этой целью обратился в МДО «Арванд» и надеется, что здесь найдёт поддержку и решения своих проблем.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $29,711,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Нурмухамет to purchase of livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 16, 2013
Currency Exchange Loss:
Mar 17, 2014