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Megi is a 33-year-old woman living in the Bolnisi district with her 42-year-old husband Besik. The family has one milk cow and a plot of agricultural land where they have a vineyard. Megi is milking the cow to make dairy products and Besik is harvesting grapes to make wine. All products are sold locally at the markets and the family gets a small monthly income. They both are very experienced in their fields as they are working at them for 15 years. Megi requested a loan to expand her agricultural business. As she has a plot of unused land she will purchase samples of wine trees, Basik will plant them and grow grapes to make more wine. This will increase the family income and family will be able to have better living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $7,899,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Megi to purchase samples of wine trees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Mar 16, 2013
Currency Exchange Loss:
Apr 16, 2014