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Ilkin is a 24-year-old man living in Parizi village, Bolnisi district with his parents. The family owns a plot of agricultural land where they grow potatoes. They also have four milk cows and four calves. The cows are milked every day to make dairy products which are sold locally at the markets. They also sell calves after they are grown. Ilkin is a very hardworking man and he has been in the agricultural business for six years already.

He requested loan to purchase more calves. After the calves are grown he plans to sell them at a higher price and gain profit. The profit will be reinvested in the same business and it will increase the income of the family. Ilkin will be able to develop his farming and the increased income will give the family a chance to have better living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $7,931,175
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Ilkin to purchase calves and sell them later at a higher price.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 16, 2013
Currency Exchange Loss:
Oct 17, 2013