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Mery Joy
Mery Joy is 35 years old and married with two children. With two children currently in school, Mery Joy works very hard to provide for them.

Mery Joy runs a retail business in the Philippines and requested a PHP 29,000 loan through NWTF to buy additional items like slippers, shoes, bags and other goods to sell.

Mery Joy has been in this business for 8 years and sells a variety of items such as slippers, shoes, bags, etc.

In the future, Mery Joy would like to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 979
    View loans »
    Philippines Loans Fundraising
  • $54,509,700
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Mery Joy to buy additional items like slippers, shoes, bags and other goods to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 26, 2013
Listed
Mar 15, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013