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Anarkhan
Anarkhan was born in 1957 and has a post-secondary education. She is unmarried and has no children. Her brother helps her to run her business. This is the 12th time that Anarkhan has approached our bank for a loan. All her previous loans were used for their intended purposes and were repaid on time without any violations. During her dealings with the bank, she has shown herself to be a responsible and enterprising person, capable of running her business well and investing finances appropriately. She is recognised as a person of authority by her neighbours, colleagues and acquaintances, and enjoys a reputation of being approachable and friendly. Anarkhan also has a stable salary from her job as a leading expert for a social fund. She started her farming business in 1996 with her savings of 8,000 Kyrgyzstan Som. Her farm now consists of 6 head of cattle and cash assets of 6,000 Som. In addition to animal husbandry, she grows cotton on a 1.4 hectare plot of land. For the purpose of further developing her business, Anarkhan has come to Bai Tushum & Partners for a loan of 120,000 Som to purchase cows and to plant cotton, corn and clover. She has a small home-based shop that is temporarily closed, and she intends to use the income generated by this loan to renovate it and get it running again. Anarkhan has accumulated many years of business experience and knows the ins and outs. Her long experience and her optimistic attitude to life encourage her to achieve new goals.
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Анархан , 1957 года рождения, не замужем, детей не имеет, образование высшее. В ведении хозяйства и бизнеса помогает брат. Анархан обращается в наш банк двенадцатый раз. Все предыдущие кредиты использованы по назначению и погашены в срок, без нарушений. За время оформления документов заемщица показала себя с хорошей стороны, как человек ответственный и предприимчивый, умеющий правильно вести хозяйство и вкладывать средства по назначению, среди соседей, коллег и знакомых имеет авторитет, характеризуется как человек отзывчивый и доброжелательный. Сама заемщица работает в управлении социального фонда на должности – ведущего специалиста и имеет стабильную зарплату. Свой бизнес клиент начинал 1996 году на накопленные денежные средства в сумме 8 000 сомов. В настоящее время в своем активе имеет 6 голов КРС и наличность в сумме 6 000 KGS. Параллельно с животноводством заемщица занимается полеводством. На земельном наделе мерою 1,40га выращивает хлопок. В целях дальнейшего развития своего бизнеса, Анаркан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) закупить скот, засеять хлопок, кукурузу и клевер. А также дома имеет небольшой магазин, но в настоящее время не работает. За счет прибыли от проекта заемщица намерена отремонтировать магазин и возобновить торговлю. Свою деятельность осуществляет на основании своего многолетнего опыта, знает все тонкости своего дела в этой сфере. Многолетний опыт и оптимистичный настрой к жизни, призывает клиента к новым достижениям.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 123
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,267,075
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,525 helped Anarkhan to purchase cattle and to prepare for spring field work.
59% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 13, 2013
Listed
Mar 16, 2013
Currency Exchange Loss:
Possible