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Sonia is a hardworking entrepreneur who has a water re-filler business in the Philippines.

She is borrowing PHP 10,000 through NWTF to buy an additional water re-filler, and to pay for the laborers' salaries of her water re-filler station business.

Sonia has been in this business for three years; she earns additional income from buying and selling fish.

Sonia has been sustaining her business activities through her own efforts, with the help of the loans from NWTF. She dreams of saving enough to expand her business in the future.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1080
    View loans »
    Philippines Loans Fundraising
  • $63,436,400
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Sonia to buy an additional water refiller, and pay for the laborers' salaries of her water refiller station.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 15, 2013
Currency Exchange Loss:
Sep 17, 2013