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Maria Dolores
María, 52, lives in Guayaquil. She's always worked to support her children. She cooks at home and sells in a stand located on the main street. Her difficulty is competition because she does not own a vehicle to transport the food which makes it a bit difficult to do. She’s not married; she’s single but has children who are all adults now.

She wants to use the loan to buy grains, vegetables and fruit to make the food and increase sales. Her dream is to be able to rent a more spacious locale to provide better customer service since the one she has is very small; she also wants to make home improvements.
View original language description ↓
La Sra. María vive en Guayaquil, tiene 52 años. Siempre ha trabajado para mantener a sus hijos, cocina en casa y vende en un local ubicado en la avenida principal.

Lo que le dificulta son las competencias y que no tiene vehículo para trasladar la comida lo cual se le hace un poco difícil en hacerlo. No está casada, es soltera pero tiene hijos y todos son mayores de edad.

Con el prestamo quiere comprar granos, vegetales, frutas, verduras para hacer sus comida y tener mas ventas. EL sueño que quiere realizar es poder alquilar un local más amplio para poder atender mejor a los clientes ya que es muy pequeño, mejorar la construcción de su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Maria Dolores to buy grains, vegetables and fruit.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 18, 2013
Currency Exchange Loss:
Mar 27, 2014