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Deysi Gardenia
Deysi lives in Guayaquil. She started to work by helping a friend sell Yambal products. Then she registered with her own selling certificate. She chose this business activity because it is profitable for her. With effort, she has managed to become a Yambal director.

She works from 7:00 a.m. until 6:00 p.m. She has had no problems so far, and she would not like to have any in the future. She is not married. She is single, but she has three minor children who attend public school.

She wants to use the loan to pay her children’s school fees.

Her dream for the future is to be able to have a means of transportation. This would make her work easier.
View original language description ↓
La Sra. Deysi vive en Guayaquil. Empezó a trabajar ayudando a una amiga a vender productos de Yambal luego se inscribió con su propio código de vendedora, escogió esta actividad porque le es rentable, con el esfuerzo a logrado ser directora de Yambal. Ella realiza su trabajo de desde las 7:00 de la mañana hasta las 18:00 de la tarde.

No le dificulta nada hasta ahora y tampoco lo quisiera en un futuro No está casada, es soltera pero tiene 3 hijos menores de edad que estudian en escuela fiscal.

Con el prestamo quiere para las matriculas de sus hijos. EL sueño que espera en un futuro es poder tener en un futuro medio de transporte lo cual le haría más fácil su trabajo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Deysi Gardenia to pay her children's school fees.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 18, 2013
Currency Exchange Loss:
Jul 19, 2013