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Yolanda Raquel
Sra. Yolanda, age 29, lives in Guayaquil. She started a business that involves buying personal use products. Over time, she began generating more income and now she has started to invest more into her business.

At the moment, she sells household goods with her sister. They work every day from 1:00 in the afternoon until 8:00 in the evening. The challenge she faces is dealing with the illness of her three-year-old son. Yolanda is a single woman with two children, ages 9 and 3. She strives to provide the best for her children since she alone must be both father and mother to them.

Yolanda requests a loan so that she can buy more household goods such as flatware sets, blenders, and washing machines. Her dreams include building a two-story house, buying an automobile, and growing her business. She also hopes to have more income.

View original language description ↓
La Sra. Yolanda vive en Guayaquil, tiene 29 años de edad. Ella empezó su negocio comprando artículos para uso personal. Poco a poco comenzo a generar mas ingresos y asi comenzo a invertir más en el negocio.

En la actualidad vende artículos para el hogar, realiza su trabajo junto a la hermana todos los días de 1:00 de la tarde hasta las 18:00 de la tarde. La dificultad que tiene es la enfermedad de su hijo menor de 3 años de edad.

Es una mujer soltera con dos hijos uno de 9 años y el otro de 3 años sola se ha esforzado por darles lo mejor a sus hijos ya que ha sido padre y madre para sus hijos.

Quiere el préstamo para comprar comprar articulos de hogar como juego de cucharas, licuadoras, lavadoras. El sueño de ella es que quiere construir su casa de dos pisos, comprarse un auto y hacer crecer su negocio. Para tener mayores ingresos de dinero.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Yolanda Raquel to buy flatware sets, blenders, and washing machines to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 18, 2013
Currency Exchange Loss:
Mar 27, 2014