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Marta Lidia
30-year old Marta is married and has three children who attend primary school and rely on her for everything. She is hardworking and enterprising. Marta completed her primary school education but she couldn’t afford to continue her studies since her parents are poor. Whatever they produced, they managed to use wisely so she did complete primary school.

As a young girl Marta learned about growing coffee from her parents who taught her how to look after the land. Now she and her husband work as coffee farmers; he is the only person who helps her with weeding, pruning, and fertilizing, so they don’t pay any labourers. Marta has been a farmer for more than five years. The land they work is their own as they inherited it from her husband’s parents. It’s located about two kilometres from their house, and they walk there every day.

Now Marta is seeking a loan to buy fertilizer and manure for the coffee plants as the product they use is expensive and difficult to acquire. Her goal is to have her fields produce more and keep the plants healthy so that she can earn more money. Then she will be able to reinvest in the coffee fields; this is the only means she has of earning money to support her family.

Marta’s dream is to see her children graduate from university so that they can have a better standard of living, more income, and benefit from the effort that their parents put in today on the land. This is the land that they will one day inherit and can use to create companies and businesses to generate employment for others.
View original language description ↓
Marta es una mujer de 30 años de edad casada, luchadora, emprendedora que de su matrimonio tiene 3 hijos los cuales están en diferentes grados de educación primaria y dependen de ella en todos los aspectos. Ella tiene grado de educación de primaria completo pero por falta de apoyo económico ella no pudo seguir estudiando ya que sus padres son de bajos recursos económicos y lo que ellos producían lo lograban distribuir sabiamente para que ella pudiese aprovechar a sacar la primaria completa. Desde muy joven ella aprendió a cultivar café ya que fueron sus padres los que le enseñaron a trabajar la tierra. Junto a su esposo se dedican a este rubro siendo el, el único que se involucra en: la limpieza, poda y fertilización por lo cual no pagan mano de obra. Ella se dedica a la agricultura hace más de 5 años y el terreno donde tienen sus cultivos es propio el cual lo obtuvieron como herencia por parte de los padres del esposo mismo que está a una distancia de dos kilómetro de su casa de habitación al cual se trasladan a pie diariamente.

Actualmente solicita ayuda para la compra de fertilizante, abonos para el cultivo de café ya que el producto que utilizan para sus cultivos es caro y lee es difícil adquirirlo.

Su meta es que sus cultivos sigan produciendo más y se mantengan sanos para poder obtener mejores ganancias y de esa forma poder re invertir en sus cultivos ya que es el único medio de ingreso y sustento para su familia. Su sueño es poder ver a sus hijos graduados a nivel universitario para que ellos tengan un mejor estilo de vida, mejores ingresos y puedan aprovechar el esfuerzo que hoy en día sus padres hacen con la tierra misma que sera heredada a ellos en un futuro para crear empresas o negocios que generen empleo a otros.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 80
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Marta Lidia buy fertilizer and manure for her coffee plants.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 4, 2013
Listed
Mar 16, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013