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Cruz Del Norte Group
In this Group: Marina, Isabel, Teresa, Rocio Maribel, Esther, Elvira Consuelo
Marina, age 33, has two children. She is a member of the “Cruz del Norte" group, which is comprised of six members. This group has received its second disbursement. They have demonstrated that they are a responsible group and punctual with their payments.

Marina has been selling stuffed potatoes in the evenings for over five years. This is her primary independent business activity. In the mornings she works as a kitchen helper in order to improve her finances.

One of Marina’s dreams is to have a restaurant. This way she would be able to improve her finances, and she would no longer need to work as a kitchen helper.

She will use the loan she received to buy disposable items and supplies in order to sell stuffed potatoes.
View original language description ↓
La Sra. Marina, tiene 33 años de edad, tiene dos hijos. Ella es socia del grupo "Cruz del Norte" grupo formado por seis socios, éste grupo ha recibido su segundo desembolso, han demostrado ser un grupo responsable y puntual con sus pagos.
La Sra. Marina se dedica desde hace mas de cinco años a la venta de papa rellena por las noches, éste es su actividad principal de forma independiente, por las mañanas para mejorar su economía trabaja como ayudante de cocina.
Uno de sus sueños de la Sra. Marina, es tener un restaurante, con ésto ella podría mejorar su economía y ya no necesitaría trabajar como ayudante de cocina.
El préstamo recibido lo invertirá en la compra de descartables e insumos para la venta de papa rellena.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,976,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Cruz Del Norte Group's $1,525 loan helped a member to buy disposable items and supplies in order to sell stuffed potatoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 14, 2013
Currency Exchange Loss:
Sep 17, 2013