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Leonarda
Leonarda, 36, is a fighting, enterprising woman with a desire to get overcome and succeed. She is a single mother with two children who depend on her financially, both of whom are studying. Her older child is 18 and is in the second level of secondary school, and her younger child is 14 and is in the second grade of middle school. After they get out of school, they help their mother with the farm labor, such as cleaning, spreading manure, fumigating, and cutting the crops.

She does not have any educational degree, due to the fact that her parents had a low income and were unable to help her with her studies. From childhood she has made a living by cultivating coffee, which is what her family has done to this day. This is her only sustenance, as her parents taught her to work the land more than 15 years ago. She inherited the land on which her family works from her parents some time ago, in order to cover expenses such as food, clothing, studies, medicine, etc. The land is located 4.5 kilometers from her home, which they travel on foot every day.

She is currently asking for help to buy fertilizer and manure to maintain her coffee crops so that this harvest is healthy and profitable, in order to generate an income, obtain earnings and to be able to continue investing in the crops.

Her dreams are to see her two children graduate from university, because then they will be able to have a better lifestyle, a better future, a better education, and for them to be able to inherit the land on which they are working so they can continue making a profit from it and so that it can pass from generation to generation.
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Leonarda es una mujer con 36 años de edad luchadora, emprendedora y con muchos deseos de superarse y de salir adelante madre soltera con 2 hijos los cuales dependen económicamente de ella y ambos estudian. El mayor de 18 años esta en segundo nivel de secundaria y el menor de 14 años cursa el segundo de ciclo común al salir de sus actividades estudiantiles ayudan a su madre con las actividades del campo como ser: limpiar, abonar, fumigar y cortar la cosecha. Ella no tiene ningún grado de educación debido a que sus padres son de bajos recursos económicos y no pudieron ayudarle con sus estudios. Desde su niñez se ha dedicado al cultivo de café actividad practicada por su familia hasta hoy en día siendo este el único sustento ya que fueron sus padres los que le enseñaron a trabajar la tierra hace mas de 15 años. La tierra que trabajan en familia fue heredada por sus padres hace un tiempo para cubrir gastos como la alimentación, vestimenta, estudio, medicinas, etc. La cual esta ubicada a 4.5 kilómetros de distancia de su casa de habitación a la cual se trasladan a pie diariamente.

Actualmente solicita ayuda para la compra de fertilizantes, abonos para darle mantenimiento a sus cultivos de café esto para que sea una cosecha sana y provechosa para poder generar ingresos, obtener ganancias y poder seguir invirtiendo en la misma.

Sus sueños son de poder ver a sus 2 hijos graduados a un nivel universitario ya que de esa forma ellos podrán tener un mejor estilo de vida, un mejor futuro, una mejor educación y puedan heredar la tierra que hoy en día trabajan para que puedan seguir sacando provecho de ella y esta pueda pasar de generación en generación.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 73
    View loans »
    Honduras Loans Fundraising
  • $8,633,625
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Leonarda to buy fertilizer and manure to maintain her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 4, 2013
Listed
Mar 14, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014