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Juana is the mother of three children. She had been living in deteriorated housing and decided to start building a house. She took out loans with Esperanza almost five years ago to expand her business selling clothes. She used most of her profits to save, planning to build her house. Now she is requesting a loan for materials to build her house.

Juana is one of Esperanza Internacional's entrepreneurs. She came to Esperanza Internacional almost five years ago for a loan to expand her business. She joined the group Vecinas Unidas (United Neighbors) in one of the rural villages in Samana, where she has received nine loans to invest in her business. Esperanza Internacional is running a program where most of their clients pay back their loans, fulfill the commitment to expand their businesses, and show fidelity to their groups. They can request loans to improve their houses while running their businesses and attending group meetings.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,275,775
    Funds lent in using Kiva
  • 41.1
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Juana to buy cement, concrete blocks, and other building materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 19, 2013
Mar 15, 2013
Currency Exchange Loss:
Jul 17, 2014