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Jairo Alberto
Jairo is 56 years old and lives in the city of Barranquilla. He has a shop there, where he sells tools, locks, does locksmith work and changes locks. From there he also sells chickens and giblets. His sales experience dates from 33 years ago when he was laid off by a company and decided to invest his severance in a business similar to what he knew before.

Today he is very organized and has the ability to generate income independently. That is why he also concentrates on food, especially chicken and giblets. In his locksmith shop he does installations and lock-opening, makes keys, and sells locks and key-rings, etc. From 8:00 am in the morning to 10:00 pm in the evening he sells for cash, and makes his purchases in the same way.

His main customers are his neighbors, passersby, and referrals, who come to see him to purchase his products or services. Now he is applying for a credikiva loan, his second from the Fundación Mario Santo Domingo, through which he will buy machinery, locks and work tools.
View original language description ↓
Jairo de 56 años de edad vive en la ciudad de Barranquilla donde tiene un punto comercial donde vende herramientas, cerrajería, cambio o de guardas y desde allí también vende pollo y vísceras. Su experiencia comercial data de hace 33 años cuando fue retirado por una empresa y decidió invertir su liquidación en un negocio afín a lo que anteriormente conocía. Hoy está muy organizado y tiene una capacidad de generar ingresos de manera independiente, por eso también se enfocó en los alimentos especialmente el pollo y las vísceras. En su cerrajería realiza instalaciones y aperturas de puerta, elaboración de llaves candados llaveros etc. Sus ventas las realiza de contado desde las 8 de la mañana hasta las 10 de la noche y sus compras las realiza d e la misma manera Los principales clientes son sus vecinos transeúntes y referidos que se acercan para acceder a sus productos o a sus servicios. En la actualidad está aplicando a un credikiva, segundo financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprara maquinaria, cerraduras y herramientas de trabajo.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 469
    View loans »
    Colombia Loans Fundraising
  • $15,266,950
    Funds lent in using Kiva
  • 1,804.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,175 helped Jairo Alberto to buy machinery, locks and work tools.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 11, 2013
Listed
Mar 14, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014