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Julia Isabel
July lives in Guayaquil, and is 45 years old. She started driving an older vehicle, providing taxi services to people she knew. Little by little she earned enough income to be able to buy a new vehicle.

Now she does her taxi trips with her husband's help. For now, she is not having any problems and hopes not to have any in the future. She is married, her husband is a taxi driver. They have three minor children, including a daughter with special needs.

She wants to use the loan to pay the taxes she has to pay for operating the taxi. Her dream is to buy another vehicle,improve her income and this way be able to help her husband with the household income. This will enable her to give a better life to her children, and especially to her special needs daughter.
View original language description ↓
La Sra. July vive en Guayaquil, tiene 45 años. Ella empezó a manejar un vehiculo viejo en donde hacia tazi a personas conocidas poco a poco tuvo los sufientes ingresos para poder comprar un nuevo vehiculo.

Actualmente realiza los recorridos en un taxi con la ayuda de su esposo, por ahora no tiene ninguna dificultad y espera que con el tiempo no lo tenga. Está casada, su esposo es taxista tienen 3 hijos menores de edad una niña tiene discapacidad especial.

El prestamo lo quiere utilizar para el pago del impuesto que tiene para utulizar el taxi. El sueño que quiere realizar es comprar otro vehículo y mejorar sus ingresos y así poder ayudar a su esposo con los ingresos en la casa y así darle una mejor vida a sus hijos y en especial a la niña discapacitada.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,622,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Julia Isabel to pay the tax for her yellow taxi.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Mar 14, 2013
Currency Exchange Loss:
Jul 2, 2014