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Binta Mena
Bintu is 39 years old, married, and has two children. In 1998, Bintu established her cosmetics business. She began her business to assist her husband. Her business is located in the outskirts of the city and her main customers are women. Working seven days a week, 11 hours a day, she earns about 800,000 SLL a month.

Bintu is requesting a loan for 4,000,000 SLL, which she will use to increase her cosmetics stock level. She hopes that this loan will increase her number of customers and her profits. In the future, Bintu plans to educate her children to university and finish their house, together with her husband, at Waterloo village.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Binta Mena to purchase cosmetics.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 15, 2013
Currency Exchange Loss:
Nov 17, 2013