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Jose Manuel

Update on Jose Manuel

José, 47 years old, is a humble farmer who sows and harvests coffee. He is grateful for the opportunity provided by his first loan. He feels very grateful because he was able to maintain his crop by buying supplies and fertilizers, and paying his workforce to plant coffee.

He is applying for his second loan to continue investing in the same purchase of supplies and fertilizers, and to cover labor costs. His wish is to increase the area of his organic coffee crop so that it generates better yields for him in the harvest y to take maximum advantage of the fertile ground that is optimal for this type of farming.
View original language description ↓
José de 47 años de edad, un humilde agricultor quien se dedica a la siembra y cosecha de café, agradece por la oportunidad brindada de su primer préstamo, ya que el se siente muy agradecido porque pudo darle mejor mantenimiento a su siembra comprando insumo, fertilizantes y pagando mano de obra para la siembra de café. El esta solicitando su segundo financiamiento para seguir invirtiendo en lo mismo de compra de insumos, fertilizantes, pago mano de obra, ya que su deseo es ampliar el área de su siembras de café orgánico, para que le genere mejores rendimientos en su cosecha y parovechar al mximo la tiere fertil que es muy optima para este tipo de cultivos.

Previous Loan Details

José Manuel is 45 years old, and is from El Consuelo, which is in the Pueblo Nuevo municipality of Estelí. He has four children, and has spent 30 years growing and producing coffee. He started working when he was 12 years old, growing basic foods, such as corn and beans, and he helped his father ... More from Jose Manuel's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $24,753,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Jose Manuel to buy manure, fertilizer, and to cover labor costs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Feb 27, 2013
Mar 14, 2013
Currency Exchange Loss:
Apr 16, 2014