Alicia del Carmen lives in the city of Managua. She is responsible and friendly and has a good relationship with her neighbours.
Alicia is applying for a loan from Kiva and Ceprodel as she has a small business in her home and she would like to buy fizzy drinks, juice, cakes and biscuits to increase her stock and income. A higher income helps with household costs.
Alicia is very grateful to Ceprodel because the loans granted to her have generated an income which she has invested in making improvements to her home.
La señora Alicia del Carmen vive en la cuidad de Managua. Se caracteriza por ser una persona responsable, amistosa ya que tiene buenas relaciones con sus vecinos.
Doña Alicia está solicitando un crédito a kiva y ceprodel ya que tiene un pequeño negocio en su casa y quiere invertir en la compra de gaseosa, jugo, repostería, galleta.
para aumentar su inventario y sus ganancias ya que con las ganancia que obtiene ayuda a en los gastos de la familia.
La señora Alicia está muy agradecida con ceprodel porque gracias a los crédito que se le han otorgado las ganancias que le han generado la a invertido en mejoras para su vivienda.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.