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Digna
Digna is a humble and hardworking 31-year-old woman. She is married, and she has five minor children from that marriage. Three of them are in primary school, the oldest studies in a secondary school in the community where she lives, and the youngest of all has not yet started kindergarten.

Digna completed primary school through sixth grade. She wasn't able to continue because of her parents' lack of economic resources, as they were not able to earn much from their agricultural work. It was her parents who, from an early age, taught her the business of planting and cultivating coffee, corn, and beans.

Thanks to the hard work that the family has put in, over time Digna and her husband have been able to save to prepare a plot of land that was inherited by her in-laws. It's located 50 meters from her house so they can walk there. They are planning to grow coffee, a product that is abundant in the region where she lives. It's easy to grow because the soil is rich in minerals and other nutrients that make this a reliable crop.

Currently, Digna is requesting help to be able to buy coffee seeds and certified plants to cultivate on her property in order to generate income for her family; this income will help to cover the cost of basic household goods and other expenses like clothing, medicines, etc.

Her goal is to be able to grow coffee on the property she has in order to make money, using the proceeds to keep investing and to pay back the loan with the institution so that she can continue enjoying the products it offers. Her dream is to be able to continue supporting her children in their educations so that they can graduate and achieve every one of their goals, as well as to learn the trade and someday be able to inherit and manage all she has sacrificed for.
View original language description ↓
Digna es una mujer de 31 años de edad trabajadora, humilde, casada que de su matrimonio tiene 5 hijos los cuales son menores de edad 3 de ellos están en la escuela el mayor estudia en un centro básico de la comunidad donde ella habita y la menor de todas aun no va al kinder. Ella tiene un grado de educación primaria completa por lo cual pudo cursar hasta el sexto grado pero no pudo continuar por la falta de recursos económicos por parte de sus padres ya que lo que ellos podían recibir de su trabajo por la agricultura era poco. Fueron ellos los que le enseñaron la actividad de la siembra y cultivo de café, maíz y frijoles a muy temprana edad. Gracias al arduo trabajo que en familia emprendió pudo con el tiempo junto a su esposos pudieron ahorrar para preparar un terreno que fue heredado por sus suegros ubicado a una distancia de 50 metros de su casa de habitación en el cual se trasladan a pie y tienen pensado cultivar café producto que en la región donde ella habita es abundante y fácil de cultivar por la riqueza de la tierra en minerales y otros que hacen que este producto sea seguro.

Hoy en día ella solicita ayuda para poder comprar semilla de café y plantas certificadas para poder cultivar en su propiedad y poder generar ingresos para su familia mismos que ayudaran a cubrir los gastos de la canasta básica y otros como la vestimenta, medicinas ,etc.

Su meta es poder cultivar el producto de café en la propiedad que tiene para poder generar dinero y utilizar las ganancias para poder seguir invirtiendo y poder pagar su compromiso con la institución para poder seguir gozando de los productos que ofrece. Su sueño es poder seguir apoyando a sus hijos con sus estudios para que ellos puedan graduarse y cumplir cada una de sus metas como también aprender el oficio y algún día poder heredar su sacrificio para que ellos lo administren.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 24
    View loans »
    Honduras Loans Fundraising
  • $8,148,850
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Digna to buy coffee seeds and certified plants to cultivate on her property.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 11, 2013
Listed
Mar 13, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014