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Segundo Carlos
Segundo Carlos is 47 years old, is married and has two children. He lives with his wife and children in the city of Chimbo in the province of Bolivar.

Segundo Carlos makes a living from agriculture; growing corn and barley. He requests a loan to buy seeds, insecticides, urea and Ranger, a liquid weed killer. With the loan, he will be able to buy what is necessary for crop growing. Purchases will be done in the city of Chimbo.

His dream is to improve his quality of life. The challenge he faces is to fight unexpected problems.

In the free time he likes to gather with his family.
View original language description ↓
SEGUNDO CARLOS tiene 47 años de edad es casado tiene dos hijos, vive con la esposa y con los hijos en la ciudad de Chimbo provincia de Bolívar.

SEGUNDO CARLOS se dedica a la agricultura a la siembra de maíz, cebada. Solicita el crédito para la compra de semillas, insecticidas, urea, líquido mata maleza, ranger. Con la ayuda del crédito podrá comprar lo necesario para la agricultura. Las compras las realizará en la ciudad de Chimbo.

El sueño es mejorar la calidad de vida. Los desafíos a los que se enfrenta es luchar ante culquier problema que se le presente.
En el tiempo libre le gusta reunirce con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 76
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Segundo Carlos to buy seeds, insecticides, urea and Ranger, a liquid weed killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 26, 2013
Mar 13, 2013
Currency Exchange Loss:
Mar 17, 2014