Luis Alfredo, 26, is married and has a daughter; he lives with his wife and daughter in the city of Chimbo, Bolívar Province. He’s a cattle and pig merchant. He’s requesting the loan to buy a television set. With support from the loan he will be able to buy what he needs at home and to be aware of what’s going on in the world. He will make his purchase in the city of Chimbo. His dream is to improve his daughter’s standard of living. The challenge he faces is to continue working to meet all his home’s needs. In his free time he enjoys going out with his family to check on the animals.
LUIS ALFREDO tiene 26 años de edad es casado tiene una hija, vive con la esposa y con la hija en la ciudad de Chimbo Provincia de Bolívar.
LUIS ALFREDO se dedica al comercio de ganado vacuno y porcino. Solicita el crédito para comprar un televisor.
Con la ayuda del crédito podrá comprar lo que le hace falta para el hogar y estar informado de lo que pase en el mundo entero. Las compras las realizará en la ciudad de Chimbo. El sueño es mejorar el nivel de vida de la hija.
Los desafíos a los que se enfrenta es seguir trabajando para cumplir con todo en el hogar. En el timepo libre le gusta salir con la familia a ver los animales.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!