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Mohiniso is a kind, responsible woman of 53. She is married and has three children. Her husband works as a master repairman. Recently, her oldest daughter went to Russia with her husband to work for a long time, and left their child with her mother, and Mohiniso is obliged to raise her grandson. She took full responsibility on herself and in the future she wants to pay for her grandson's wedding and for this she needs to save money.

Mohiniso trades in seasonal footwear and slippers. She has been engaged in this activity for several years. She goes on her own to another city for goods. At the moment, she wants to bring shoes for spring and with this goal she turned to Arvand for a loan.

Mohiniso wants to use the loan received to bring a new range of spring shoes and to expand her business. She hopes that she will save the required amount and in a few years will provide a wedding for her grandson with dignity.
View original language description ↓
Мохинисо добрая, ответственная женщина в возрасте 53 лет. Она замужем и имеет 3 детей. Ее муж работает мастером ремонтных работ. Недавно ее старшая дочь уехала на заработки в Россию со своим мужем на долго, и своего ребенка оставила матери, и Мохинисо вынуждена воспитывать своего внука. Она всю ответственность взяла на себя и в будущем хочет сама женить своего внука и для этого копит деньги.
Мохинисо занимается торговлей сезонной обуви и домашних тапочек. Этим видом деятельности занимается уже несколько лет. Сама ездит за товаром в другой город. На данный момент хочет привезти весеннюю обувь и с этой целью она обратилась в Арванд за кредитом.
На полученный кредит Мохинисо хочет привезти новый ассортимент весенней обуви, и расширить свой бизнес. Надеется,что накопит нужную сумму и через несколько лет с достоинством женит своего внука.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 114
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,700
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Mohiniso to buy shoes for spring.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 15, 2013
Currency Exchange Loss:
Nov 17, 2013