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Luis Patricio
Luis Patricio, 24, is single and lives with his parents in Chillanes Province in Bolìvar. He belongs to the communal bank Arrayapamba, which comprises 12 members from the same community about 25 minutes from the cooperative's office. The members farm and raise livestock and are merchants.

Luis Patricio grows corn, beans, and mulberries and raises pigs. He is applying for a loan to buy seed, fertilizer, insecticide, ranger, and animal feed. He buys and sells in Chillanes. He dreams of buying land. His challenge is lack of capital. In his free time, he likes to play soccer and enjoy the local festivals and carnivals.
View original language description ↓
Luis Patricio tiene 24 años de edad es soltero vive con los padres en Chillanes Provincia de Bolìvar.

Es Integrante de la VRC Arrayapamba se encuentra formada por 12 socios que son de la misma comunidad a 25 minutos de la oficina de la cooperativa, la actividad económica es la agricultura, crianza de animales y comercio.

Luis Patricio se dedica a la agricultura a la siembra de maíz, frejol, mora y además se dedica a la crianza de cerdos. Solicita el crédito para la compra de semillas,abonos, insectisida, ranger, polvillo, balanceado.

Las compras las realiza en la ciudad de Chillanes y sus ventas las hace en la misma. Su sueño es comprar terreno.

Los desafíos a los que se enfrenta es la falta de capital para trabajar.

En el tiempo libre le gusta hacer deporte en especial jugar boly, futbol disfrutar de las festividades de la comunidad y también en sus carnavales.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luis Patricio to buy seed, fertilizer, insecticide, ranger, and animal feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 19, 2013
Mar 13, 2013
Currency Exchange Loss:
Apr 30, 2014