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Valerik
Valerik is from Vanadzor town. He works in a local military unit and lives with his wife and two sons.

Valerik's elder son Gor (in the photo) is 17 years old and studies at Vanadzor State Medical College, in the faculty of stomatology. Gor studies hard so he can become a good dental specialist and help people.

As Valerik is the only breadwinner of the family, it is very difficult for him to cover the family's basic costs, and at the same time, save money for his son's education. So Valerik has applied for this loan to pay for Gor's university tuition.

The loan is very important for Valerik and his family to give Gor an opportunity to complete his education and become a good specialist.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.


About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 113
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • 411.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Valerik to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 7, 2013
Listed
Mar 15, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 18, 2014